The Smart Way to Buy a Car – FREE Car Quotes
When you request a car quote with AutoInfo, one of our trusted partner dealers will contact you with a free quote. It’s the perfect first step towards getting a great deal.
Our service is for serious car buyers who plan to purchase a car in the next 30 days.
Save thousand by getting a low APR loan before buying your car.
Get Your Lending from Lenders: 0% dealer APR’s are catchy but in the end you often end up paying more. Dealers sell cars. Banks lend money. Would you buy a car from a bank? Banks have learned how to lend money. They have more efficient operations and can pass savings on to you. Our chart shows you how getting your financing direct from a bank saves you money!
We strongly recommend financing the purchase of your car either using one of our online partners and the process above or going directly to your own bank. You are guaranteed to save money on the purchase of your car and there is no additional cost of risk: 100% free no obligation quote. Purchase like a cash buyer!
Your Credit Score is Not a Scary Mystery
Your credit score is based on your payment history for things like credit cards, mortgages, auto loans, utilities and store cards. In general if you borrow money and then pay on time you have a good score.
Problems occur when you miss payments or there is incorrect information on your credit report. Don’t stay in the dark about your credit report.
Get a copy of your report and review it to see if the information is accurate. If it is not you can get it fixed by contacting the bureau and the original lender. This will not only help you get approved for credit but save you hundreds of dollars in lower APR’s.
The three main credit bureaus are Equifax, Experian and TransUnion. All three of them provide access to your individual credit reports.
Car Ownership & Maintenance
The cost of owning a car is influenced by preventive maintenance which keeps the frequency of major repairs down and the price of insurance and warranties which keeps out-of-pocket costs for actual repairs down. Preventive maintenance can go a long way in avoiding costly repairs, but even with a diligent maintenance schedule, wear and tear, accidents or minor mishaps may occur. At this point getting the most appropriate insurance policy and warranty coverage can keep your out-of-pocket costs down.
The best way to keep a vehicle in good condition is to follow the manufacturer’s maintenance schedule for the type of driving you do. This includes regular oil changes, part replacement, tire inflation, and fluid replacement. The next step is staying proactive, which simply requires paying attention to your car and your senses: look, smell, hear, and feel (we’ll leave taste out). Looking on the ground where the car is parked can alert you too leaking antifreeze (engine overheating) or leaking oil (bad seals). Changes in smell like the smell of rotten eggs can indicate a problem with the catalytic converter. New sounds like a heavy, rhythmic pounding may signal a worn crankshaft. Finally, feeling how the vehicle drives is a great indicator of problems; for example, abrupt or hard shift between gears are often symptom of a transmission problem.
The second way to manage cost of ownership is finding the appropriate insurance and warranty programs. Insurance premiums can be reduced by making sure you take all discounts available to you, taking a higher deductible, getting free insurance quotes, dropping some coverage, cleaning up your credit report, and by getting the right car. Extended warranties are another way to mange costs. Most extended warranties programs offered by dealers as extended service contracts are generally not worth it. Today’s cars last much longer and come with solid manufacturer warranties. That being said depending on your situation and the car you purchase extended warranties can be a smart buy. Again we suggest you getting free extended warranty quotes. In all cases the greatest single factor that impacts the Total Cost of Ownership is the vehicle you purchase.
Shop Around Before You Pick an Insurance Provider
Buying a new car offers a great opportunity to shop around for a competitive insurance rate. Staying with your current policy provider may seem like the easy route, but even your current provider will need you to file for a quote on your new car.
Using free tools available on the Internet, getting competitive quotes from multiple providers takes about the same amount of time as getting a quote from your current provider. And the difference could save you hundreds of dollars each year.
What is an Extended Warranty? – Extended Warranty service contracts covers parts, labor, and sales tax (if applicable) required for replacement or repair of covered parts in your vehicle once your dealer manufacturer’s warranty expires.
Where Can I get My Vehicle Repaired? – In most cases you can take your vehicle to any licensed repair facility in your area. You may take it in for repairs at your original dealer, your favorite repair shop, or any national chain that performs vehicle repairs such as Pep Boys, Goodyear, or Firestone.
Why Should I get an Extended Warranty? – An extended warranty is not for everyone but they are definitely worth evaluating as they can save you significant money on costly repairs and help keep your car in healthy running condition.
Often warranties are fully transferable and increase the resale value of your vehicle. Sometime they also include benefits including 24/7 roadside assistance, car rental, seals and gaskets coverage, wear and tear coverage, tire and road hazard coverage, and toll-free nationwide service and support.